Boost your super for retirement

Boost your super for retirement

If retirement is on the horizon and your super isn’t quite where you want it to be, you’re not alone. The good news? There are still steps you can take now to give your super a healthy boost and help you feel more confident about life after work. Think of it as giving your future self a helping hand.

How ready is your super for retirement?

How much money you need in retirement can change based on your needs and circumstance. Our Projection Calculator helps you estimate how much super you’ll have. You can even see how making personal contributions could make a difference to your retirement balance.

Make the most of what you’ve got

As you get closer to retirement, it’s worth giving your super a little extra attention. Here are some practical ways to do that.

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Invest some of your savings in super

This is called making an after-tax contribution to give your super savings a boost.

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Set up a salary sacrifice arrangement

With no annual cap , you could give your super an even bigger boost by contributing from your before-tax salary.

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Find and claim lost super


You can boost your retirement savings by finding and claiming lost super.

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Consolidate your super


This lets you bring your super accounts altogether, so you pay one set of fees and save time on managing your accounts.

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Selling your home? Consider a downsizer contribution

It’s a once-off, after-tax personal contribution from the proceeds of the sale of your home to give your super a boost.

Learn more
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Talk to a finance expert


A financial planning expert can help you feel more confident about taking the next step in growing your super for retirement

Over 60? Consider a TTR strategy

Want to boost your super without giving up your regular income? If you’re 60 or over, a Transition to Retirement (TTR) strategy lets you access some of your super while you’re still working. This means you can top up your super while maintaining your take-home pay.

Find out how a TTR strategy works >
1 A lifetime untaxed plan cap currently $1.865m for the 2025/26 financial year applies. Refer to the Triple S Product Disclosure Statement for further information. If you also receive concessional contributions in a taxed fund, any concessional contributions made to Triple S will be counted towards your annual concessional contributions cap.
The superannuation schemes administered by Super SA are exempt public sector superannuation schemes and are not regulated by the Australian Securities and Investments Commission (ASIC) or the Australian Prudential Regulation Authority (APRA). Super SA is not required to hold an Australian Financial Services Licence to provide general advice about a Super SA product. The information on this website is of a general nature only and has been prepared without taking into account your objectives, financial situation, or needs. Super SA recommends that before making any decisions about its products you consider the appropriateness of this information in the context of your own objectives, financial situation, and needs, read the relevant Product Disclosure Statement (PDS), and seek financial advice from a licensed financial adviser in relation to your financial position and requirements.