Access your super

Access your super

Early release of superannuation benefits on specified grounds

Superannuation is meant to help you live your best life in retirement, but we know life doesn’t always go to plan.

You normally can’t access your super until you reach retirement age. In some cases, you may be able to access your super early. You’ll need to meet one of the following conditions:


To learn more on accessing your super in retirement or options if you resign or take a Target Voluntary separation package (TVSP) please visit the relevant scheme page.

If you are struggling financially please read below to read more about compassionate grounds and severe financial hardship.

When you apply to access your super early, we will assess your individual situation to see whether it meets the criteria for these circumstances set out in Commonwealth legislation.

We will then make a decision on whether you may access your super early.

Can I apply for early release of super?

You can apply if you are a member or investor in the following:

  • Triple S
  • Super SA Select
  • Flexible Rollover Product
  • Income Stream (Non-commutable Income Stream [NCIS] only) 
  • SA Ambulance Service Superannuation Scheme
  • Lump Sum Scheme (Rollover Account only)
  • Pension Scheme (Rollover Account only)

Find out if the following circumstances apply to you

The superannuation schemes administered by Super SA are exempt public sector superannuation schemes and are not regulated by the Australian Securities and Investments Commission (ASIC) or the Australian Prudential Regulation Authority (APRA). Super SA is not required to hold an Australian Financial Services Licence to provide general advice about a Super SA product. The information in this publication is of a general nature only and has been prepared without taking into account your objectives, financial situation or needs. Super SA recommends that before making any decisions about its products you consider the appropriateness of this information in the context of your own objectives, financial situation and needs, read the Product Disclosure Statement (PDS) and seek financial advice from a licensed financial adviser in relation to your financial position and requirements. 

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