Salary sacrificing into your super through Maxxia?

28 March 2024

Here’s what you need to do by 30 April 2024.

Super SA members who are salary sacrificing into their super through Maxxia were recently notified by the Office of the Commissioner for Public Sector Employment (OCPSE) that this arrangement will end on 30 June 2024.

If contributing extra into your super is still an important part of planning for your future, all you need to do it transfer your arrangement from Maxxia to your employer. To avoid new set-up fees, make sure to do this by 30 April 2024.

30 April is the cut-off date to transfer your salary sacrifice arrangement

It takes one simple step to transfer your salary sacrifice arrangement to your employer.

Fill in the Transition of Salary Sacrifice for Superannuation form included in the letter from OCPSE. If you can’t find it, you can request it from their office. Simply email SAGSSAQuestions@sa.gov.au and someone will respond to you within 24 hours (during business days).

By returning this form to OCPSE, using the replied paid envelope, by 30 April 2024, you can be assured that your salary sacrifice arrangement will transfer to your employer in time for your first pay after 1 July 2024. Maxxia will continue to manage your deductions until then.

If you miss the cut-off date, your salary sacrifice arrangement with Maxxia will end on 30 June 2024. You will have to set up a new arrangement with your employer (a set-up fee will apply).

Is it time for a review?

When it comes to your super, you have options. The decision to continue salary sacrificing into your super is entirely up to you, and so it the amount you choose to contribute.

If you are rethinking your salary sacrifice arrangement, consider trying our contributions calculator. It can show you the difference that increasing or decreasing your voluntary contributions could make to your super balance.

To change or cancel your contributions, please complete Section 3 of the Transition of Salary Sacrifice for Superannuation form, noting that your requested changes will take effect from your first pay after 1 July 2024.

Why salary sacrifice?

Contributing to your super from your before-tax dollars is generally considered an effective way to boost your super balance, and for some it can help to reduce your taxable income. But it may not always be the best option and you should be fully informed when deciding. Read more on salary sacrificing here.

For more information

If you have questions about the transition from Maxxia, please email SAGSSAQuestions@sa.gov.au. Someone from their office will respond to you within 24 hours (during business days).

For general questions about salary sacrificing and how it works, you can ask your employer or contact us.

Frequently asked questions

  • The current South Australian Government Salary Sacrifice Arrangements (SAGSSA) provider is changing to Smart Salary on 1 July 2024. As a result of this change, SAGSSA’s contract with Maxxia will end on 30 June 2024 and your current salary sacrifice arrangement with Maxxia will end on the same date.

    There will be no ongoing superannuation salary sacrifice arrangement component with Smart Salary moving forward.

  • To keep your current salary sacrifice arrangement, you must complete and return the Transition of Salary Sacrifice for Superannuation. To modify or cancel your deduction, you must complete Section 3 on the form, noting these changes will take effect from your first pay after 1 July 2024.

  • The form needs to be received by OCPSE before 1 May 2024 to ensure it can be processed before 30 June 2024.

  • If the form is not received by OCPSE before 1 May 2024, your current salary sacrifice arrangement with Maxxia will end on 30 June 2024. You will have to set up a new arrangement with your employer.

    To learn more about setting up a salary sacrifice arrangement where your deduction is paid into a Super SA account, visit the Salary Sacrifice page on the Super SA website. If you require further assistance, contact Super SA directly by calling (08) 8214 7800 or sending an email to supersa@sa.gov.au.

    To learn more about setting up a salary sacrifice arrangement where your deduction is paid into another super fund, contact the super fund’s customer service team.

  • No. Your voluntary contributions will need to be paid into the same superannuation account that receives your employer contributions.

  • To see if your form has been received, or if you have any other questions about the transition process, reach out to SAGSSA by email at SAGSSAQuestions@sa.gov.au or contact your HR team for assistance.

  • If you would prefer to email the form, please scan and send to SAGSSAQuestions@sa.gov.au.

  • No, you will not be charged for transitioning your current salary sacrifice arrangement. However, you will be charged $44 by your employer if you set up a new salary sacrifice arrangement as a result of the Transition of Salary Sacrifice for Superannuation form not being received by OCPSE before the deadline.

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