Yearly rates of return

Yearly rates of return

Rates of return give you a recent and longer term perspective of how each investment option has performed.  Although it’s not a reliable indicator of future performance, an understanding of past performance can help when analysing your investment options.

One of the most important concepts to consider when making an investment decision is that of risk and return. All investments, including super, have some level of risk.

The expected range of annual return outcomes also provides an indication of risk. This varies between each scheme and investment option. Generally, options with the highest potential long-term returns also come with the widest range of returns including the possibility of negative returns. Options with the lowest potential long-term returns come with the narrowest range of returns and the greatest likelihood of positive returns.

Members should be aware capital losses are possible, depending on the investment option(s) chosen and their performance over time. Fluctuations in investment markets will have on-going impacts on performance. This volatility is a normal part of investing and can occur with money you may have in other super funds, the share market, and other types of investment. To learn more. read the latest market commentary here.

Yearly returns listed below are to 30 June.

The superannuation schemes administered by Super SA are exempt public sector superannuation schemes and are not regulated by the Australian Securities and Investments Commission (ASIC) or the Australian Prudential Regulation Authority (APRA). Super SA is not required to hold an Australian Financial Services Licence to provide general advice about a Super SA product. The information in this publication is of a general nature only and has been prepared without taking into account your objectives, financial situation, or needs. Super SA recommends that before making any decisions about its products you consider the appropriateness of this information in the context of your own objectives, financial situation, and needs, read the Product Disclosure Statement (PDS), and seek financial advice from a licensed financial adviser in relation to your financial position and requirements.