Chief Executive Update

Another year of strong investment performance

In 2025, markets faced considerable challenges due to political and economic developments that increased volatility. Despite these global challenges, the Super SA Triple S (untaxed) Balanced default option delivered a positive return of 9.86%¹ for the 2024-25 financial year.

Superannuation is a long-term investment and although market performance may fluctuate in the short-term, prioritising growth over the long-term continues to be our focus. This has been demonstrated in our strong five-year return of 8.19%¹ and ten-year return of 7.28%¹ for the Super SA Triple S (untaxed) Balanced default option.

For detailed performance data across all our options and schemes, visit our investment options and performance page.

As more members prepare to retire, member engagement and education remain a key focus for us. We are committed to helping members better understand their superannuation entitlements and supporting them in planning for retirement.

I encourage you to explore our support services to help you make informed decisions about your super. You can attend one of our many member education seminars (both in person and online), book an appointment with our Member Services Solutions team or use one of our online calculators. You can also browse our range of articles.

This year has highlighted the ongoing threat of cybercrime, as we have seen some big Australian brands targeted with cyber incidents. Safeguarding your superannuation and personal information remains a top priority at Super SA.

Our team maintains vigilant oversight to detect and respond to any suspicious activity. This includes regular monitoring, testing and strict adherence to government-standard protocols as well as working closely with our SA Government partners.

I also encourage you to take proactive measures to enhance the security of your personal data, such as enabling multi-factor authentication and setting up a verbal password through our Member Services team.

Visit our Cyber Safety page for more information on the measures we’ve implemented and the actions you can take to protect yourself from cybercrimes.

The superannuation industry has made significant progress in supporting members to grow their retirement savings. What we are seeing now is a shift in focus towards helping members convert their savings into reliable income streams. This remains a critical challenge for the industry, particularly as an increasing number of members approach retirement each year.

This is something Super SA is looking at closely and we’re excited about what we have planned over the next 12 months. We're evolving our products and services to support a wide range of retirement journeys. As part of this, we are introducing a new digital advice tool in 2026 to help members access financial guidance tailored to our schemes.

This is part of our comprehensive three-year strategic plan, which also includes collaborating with our investment partner, Funds SA, to deliver strong investment outcomes and enhancing our insurance offering.

In the new financial year, the increase in the superannuation guarantee rate to 12% is a welcome change that will help our members move closer to the comfortable retirement they deserve.

^{1As at 30 June 2025. It is important to remember that past performance should not be taken as an indication of future performance.}