Click below on the investment option you are interested in learning more about.
Super SA’s Income Stream has several managed investment options (taxed options in the TTR phase and tax-exempt options in the retirement phase). You can choose to have your super invested across any number of the several investment options available to you.
Each investment option is invested across a range of assets. These assets include cash, fixed interest, property and shares and can be affected by factors including interest rates, inflation and global financial markets.
When you join the Super SA Income Stream, you can choose to invest your super across any combination of the eight investment options available to you. If you don’t choose an investment option your funds will automatically be invested 60% in Moderate and 40% in Conservative options.
Before choosing an investment option you should think about:
- your current financial position
- your age
- your plans for the future
- how long your Income Stream will need to last
- your risk and return preferences.
Each option has different objectives and characteristics for you to consider.
10 year return as at
31 / 05 / 2021
This option is structured for investors with an investment time horizon of at least 10 years. This option is invested in the range of 60 - 90% in growth assets (shares, certain types of property, private equity and other growth opportunities) and the balance in defensive assets (such as cash and fixed interest).
The Balanced investment option is expected to return 3.5% above inflation over an investment time horizon of at least 10 years. It is likely that a negative return might be expected to occur between four and six years in 20.
Investment objectives state what each option aims to achieve. They are designed to help members with their investment decisions. The objectives have been developed having regard for the long term performance and characteristics of financial markets and taking into account expert advice provided by specialist investment advisor, JANA. There is no guarantee, however, that the objectives will be met. This is because financial markets are volatile and future returns may vary from past returns. Indeed, for funds with exposure to growth assets there is a material likelihood that returns may be negative in any particular year.
Finding the right investment can be complicated.
Rates of return give you a recent and longer term perspective of how each option has performed. It is important to remember that past performance should not be taken as an indication of future performance.
Strategic Asset Allocation
The strategic asset allocations are determined by the investment objective for each option and are set annually.
These strategic asset allocations are associated with the Product Disclosure Statement dated 1 January 2020. For actual asset allocations, please click the option below. For actual asset allocations for TTR income streams, updated monthly click here.
Investment ReturnsThe below figures are net of investment fees. Rates of returns to 31 May 2021. Returns greater than one year have been annualised.
|1 mnth||3 mnths||FYTD||1 year||3 years||5 years||10 years|
Strategic Asset Allocation
- Yearly Strategic Asset Allocation
- Monthly Asset Allocation
|Diversified Strategies Growth||8%||0-20|
|Diversified Strategies Income||8%||0-20|
|Inflation Linked Securities||5%||0-15|
Yearly Strategic Asset Allocation Breakdown
|Inflation Linked Securities||4.70%|
|Diversified Strategies Income||8.10%|
|Diversified Strategies Growth||8.90%|
Monthly Strategic Asset Allocation Breakdown
Strategic allocation of growth
Asset allocations are the building blocks of your investment with Super SA.
The investment objectives state the aims of each investment option and are designed to help members with their investment decisions. Our Investment manager, Funds SA, designs the investment objectives of each option by ensuring that they consider the characteristics and long-term performance of financial markets, and also taking into account expert advice provided by Funds SA’s specialist investment advisor, JANA1.
1 JANA Investment Advisers were appointed as Funds SA’s primary asset consultant in 2017. JANA provides Funds SA with investment consulting on a broad range of investment strategy and research topics.
Each year Funds SA formally reviews Investment Strategy to assess whether the Long-Term Strategic Asset Allocation (LTSAA) of the investment options remain appropriate. At Super SA, we also regularly review the investment strategies and options available to you, as a member of the Income Stream scheme. We do this to ensure they reflect important shifts in investment markets and the superannuation sector.
In August of 2019, the review of the Income Stream investment options has led to changes reflecting shifts within investment markets and the superannuation sector (which you can read about here).
The updated target characteristics of the investment option are set out below.
Range of Growth Assets
60% - 90%
Long-Term Strategic Allocation of Growth Assets
Prior to August 22nd 2019 was 65%
Actual Growth Assets