Click below on the investment option you are interested in learning more about.
As a Super SA Select member, you can choose to invest your super in either the Balanced or Cash option or invest whole percentages across a combination of both options. You can switch at any time.
You can also choose to invest your current account balance and future contributions in different options or combination of options.
Before choosing an investment option you should think about:
- your current financial position
- your age
- when you plan to retire
- how long your super will need to last
- your risk and return preferences.
Each option has different objectives and characteristics for you to consider.
5 year return as at
30 / 06 / 2021
This option is structured for investors with an investment time horizon of at least 10 years. This option is invested in the range of 60 - 90% in growth assets (shares, certain types of property, private equity and other growth opportunities) and the balance in defensive assets (such as cash and fixed interest).
The Balanced investment option is expected to return 3.5% above inflation over an investment time horizon of at least 10 years. It is likely that a negative return might be expected to occur between four and six years in 20.
Investment objectives state what each option aims to achieve. They are designed to help members with their investment decisions. The objectives have been developed having regard for the long term performance and characteristics of financial markets and taking into account expert advice provided by specialist investment advisor, JANA. There is no guarantee, however, that the objectives will be met. This is because financial markets are volatile and future returns may vary from past returns. Indeed, for funds with exposure to growth assets there is a material likelihood that returns may be negative in any particular year.
Finding the right investment can be complicated.
Rates of return give you a recent and longer term perspective of how each option has performed. it is important to remember that past performance should not be taken as an indication of future performance. Keep in mind that Super SA Select commenced on 1 January 2013. Super SA Select is a taxed fund and reports its investment earnings after tax.
Strategic Asset Allocation
The strategic asset allocations are determined by the investment objective for each option and are set annually.
These strategic asset allocations are associated with the Product Disclosure Statement dated 1 January 2020. For actual asset allocations, please click the option below. For actual asset allocations for TTR income streams, updated monthly click here.
Investment ReturnsThe below figures are net of investment fees. Rates of returns to 30 June 2021. Returns greater than one year have been annualised.
|1 mnth||3 mnths||FYTD||1 year||3 years||5 years||10 years|
Strategic Asset Allocation
- Yearly Strategic Asset Allocation
- Monthly Asset Allocation
|Diversified Strategies Growth||8%||0-20|
|Diversified Strategies Income||8%||0-20|
|Inflation Linked Securities||5%||0-15|
Yearly Strategic Asset Allocation Breakdown
|Inflation Linked Securities||4.80%|
|Diversified Strategies Income||7.80%|
|Diversified Strategies Growth||8.70%|
Monthly Strategic Asset Allocation Breakdown
Strategic allocation of growth
Asset allocations are the building blocks of your investment with Super SA.
Our investment manager, Funds SA, takes a long term view of the investments, and sets a strategic level of assets in each investment option. The strategic asset allocations are determined by the investment objective for each option and are set annually. At Super SA, we regularly review the investment strategies and options available to you as a member of the Super SA Select scheme. We do this to ensure they reflect important shifts in investment markets and the superannuation sector.
In August of 2019, the review of the Super SA Select Investment Options has led to changes reflecting shifts within investment markets and the superannuation sector (which you can read about here).
The updated target characteristics of the Investment Option are set out below.
Range of Growth Assets
60% - 90%
Targeted Strategic Allocation of Growth Assets
Prior to August 22nd 2019 target was 65%
Actual Growth Assets