Click below on the investment option you are interested in learning more about.
When you join Triple S, your super is invested in the Balanced option. There are eight pre-mixed investment options to choose from and you can switch your investment options at any time.
If you’re an existing Triple S member who’s still employed by the SA public sector, you can invest your super across any number of the eight available investment options.
You are also able to invest your current account balance and future contributions in different investment options.
Before choosing an investment option you should think about:
- your current financial position
- your age
- when you plan to retire
- how long your super will need to last
- your risk and return preferences.
Each option has different objectives and characteristics for you to consider.
10 year return as at
30 / 09 / 2020
Our Balanced investment option is the funds default option for all Triple S members on commencement of membership. Over 90% of members have their money invested in this option.
This option is structured for investors with an investment time horizon of at least 10 years. This option is invested in the range of 60 - 90% in growth assets (shares, certain types of property, private equity and other growth opportunities) and the balance in defensive assets (such as cash and fixed interest).
The Balanced investment option is expected to return 3.5% above CPI over an investment time horizon of at least 10 years.
Investment objectives state what each option aims to achieve. They are designed to help members with their investment decisions. The objectives have been developed having regard for the long term performance and characteristics of financial markets and taking into account expert advice provided by specialist investment advisor, JANA. There is no guarantee, however, that the objectives will be met. This is because financial markets are volatile and future returns may vary from past returns. Indeed, for funds with exposure to growth assets there is a material likelihood that returns may be negative in any particular year.
Finding the right investment can be complicated.
Rates of return give you a recent and longer term perspective of how each option has performed. It is important to remember that past performance should not be taken as an indication of future performance. Keep in mind that Triple S is an untaxed scheme which means returns are reported without taking tax into account. Most other funds are taxed funds and report their investment earnings after tax.
Strategic Asset Allocation
The strategic asset allocations are determined by the investment objective for each option and are set annually.
These strategic asset allocations are associated with the Product Disclosure Statement dated 1 January 2020. For actual asset allocations, please click the option below.
The below figures are net of investment fees. Rates of returns to 30 September, 2020. Returns greater than one year have been annualised.
|1 mnth||3 mnths||FYTD||1 year||3 years||5 years||10 years|
- Yearly Strategic Asset Allocation
- Monthly Asset Allocation
|Diversified Strategies Growth||8%||0-20|
|Diversified Strategies Income||8%||0-20|
|Inflation Linked Securities||5%||0-15|
Yearly Strategic Asset Allocation Breakdown
|Inflation Linked Securities||5.90%|
|Diversified Strategies Income||7.90%|
|Diversified Strategies Growth||7.50%|