Click below on the investment option you are interested in learning more about. 

When you join Triple S, your super is invested in the Balanced option. There are eight pre-mixed investment options to choose from and you can switch your investment options at any time.

If you’re an existing Triple S member who’s still employed by the SA public sector, you can invest your super across any number of the eight available investment options.

You are also able to invest your current account balance and future contributions in different investment options.

Before choosing an investment option you should think about:

  • your current financial position
  • your age
  • when you plan to retire
  • how long your super will need to last
  • your risk and return preferences.

Each option has different objectives and characteristics for you to consider.

Balanced

Performance snapshot 8.09% 10 year return as at
30 / 09 / 2020

Our Balanced investment option is the funds default option for all Triple S members on commencement of membership. Over 90% of members have their money invested in this option.

This option is structured for investors with an investment time horizon of at least 10 years. This option is invested in the range of 60 - 90% in growth assets (shares, certain types of property, private equity and other growth opportunities) and the balance in defensive assets (such as cash and fixed interest).

Investment Objectives

The Balanced investment option is expected to return 3.5% above CPI over an investment time horizon of at least 10 years.

Investment objectives state what each option aims to achieve. They are designed to help members with their investment decisions. The objectives have been developed having regard for the long term performance and characteristics of financial markets and taking into account expert advice provided by specialist investment advisor, JANA. There is no guarantee, however, that the objectives will be met. This is because financial markets are volatile and future returns may vary from past returns. Indeed, for funds with exposure to growth assets there is a material likelihood that returns may be negative in any particular year.

Investment Performance

Rates of return give you a recent and longer term perspective of how each option has performed. It is important to remember that past performance should not be taken as an indication of future performance. Keep in mind that Triple S is an untaxed scheme which means returns are reported without taking tax into account. Most other funds are taxed funds and report their investment earnings after tax. 

Strategic Asset Allocation

The strategic asset allocations are determined by the investment objective for each option and are set annually.

These strategic asset allocations are associated with the Product Disclosure Statement dated 1 January 2020. For actual asset allocations, please click the option below. 

Investment Returns 

The below figures are net of investment fees. Rates of returns to 30 September, 2020. Returns greater than one year have been annualised.

1 mnth 3 mnths FYTD 1 year 3 years 5 years 10 years
% % % % % p.a. % p.a. % p.a.
-0.46 2.53 2.53 0.38 5.9 7.28 8.09
  • Yearly Strategic Asset Allocation
  • Monthly Asset Allocation
Investment Breakdown
Asset % Range %
Australian Equities 23% 10-40
International Equities 33% 20-45
Property 12% 0-25
Diversified Strategies Growth 8% 0-20
Diversified Strategies Income 8% 0-20
Inflation Linked Securities 5% 0-15
Fixed Interest 8% 0-25
Cash 3% 0-20

Yearly Strategic Asset Allocation Breakdown

Investment Breakdown
Asset %
Cash 5.60%
Fixed Interest 8.10%
Inflation Linked Securities 5.90%
Diversified Strategies Income 7.90%
Property 11.10%
Australian Equities 22.20%
International Equities 31.70%
Diversified Strategies Growth 7.50%

Monthly Strategic Asset Allocation Breakdown