Insurance through super gives you an income when you can't work, or a lump sum if you die before you stop work.

That's why the following types of insurance are offered through super:

-  Income Protection (IP) Insurance1

-  Total and Permanent Disablement (TPD) Insurance

-  Death Insurance

Most Triple S members automatically receive insurance:




Police & SA Amb





Death and TPD

Y (3 Standard units)

Y (3 Standard units)

Y (6 Standard units)


Important information

  • Most members can increase, decrease or cancel insurance at any time.
  • All insurance premiums are deducted from your Employer Account, so there is no impact on your take-home pay.
  • Super SA is self-insured, which means that Triple S insurance is not-for-profit and entirely member-focused.
  • Use the Insurance Calculator to work out whether you have enough insurance to meet you and your family’s needs should the unexpected happen.
  • Login to the secure member portal to find out how much you’re currently covered for.


 Finding the current value of your insurance

  • Once you're logged into the secure member portal:
  • Click on Triple S under Account Information
  • This will take you to the My Account Summary page
  • Scroll down and click on the + sign next to the heading Insurance Summary
  • Your insurance amount will be displayed


Do you have a Spouse Account? Find out about spouse insurance.


Insurance and beneficiaries

Should you die, your entitlement will be paid to your surviving spouse and/or a putative spouse. Should you not have a partner, the entitlement will be paid to your Estate.

Triple S members can nominate for their death benefit to be paid to their nominated Legal Personal Representative (LPR) (ie Estate). By nominating your LPR, the death benefit will be paid to your Estate rather than your spouse and distributed according to your Will, or if you do not have one, the Statutes. Nominating an LPR is not the same as nominating a beneficiary. The rules do not allow you to nominate specific beneficiaries.  

1 IP ceases if you terminate employment for any reason.


Related Documents

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