Contribution Splitting

Contribution splitting

As a member of the SA Ambulance Service Superannuation Scheme you can split personal and employer contributions with your spouse within the scheme.

Who is an eligible spouse?

You can split your super with your spouse.

Your spouse must be:

  • less than preservation age, or
  • between preservation age and age 65 and not retired from the workforce.

What contributions can be split?

  • 85% of award contributions, plus
  • 85% of salary sacrifice voluntary contributions providing there are sufficient funds in your account(s) to cover the split.
  • Employer contributions (if you are a non-contributory member)

What contributions can’t be split?

  • Rollover amounts
  • Compulsory after-tax or compulsory salary sacrifice contributions
  • Contributions paid by your employer to fund defined benefit entitlements
  • Amounts subject to family law conditions

When can contributions be split?

  • In the financial year following the year in which the contributions were made, or
  • During the same financial year if the entire entitlement is to be rolled over, transferred or cashed, before the end of that financial year

Each contribution split must be a minimum of $1,500.

To find out more see the Contribution splitting fact sheet or download the PDS