Important information

Important information

At Super SA we’re committed to helping you grow your super so you can live your best life in retirement.

This page provides a summary of key information about our Income Stream, to help you on your super journey with us. Please read this information along with the following documents.

SSA1573_100X100_Product Disclosure Statement PDS.pngProduct Disclosure Statement (PDS)

Contains important information about your Income Stream account. Contact us if you'd like to request a paper copy. 
Download PDS >

SSA1573_100X100_Reference guide.pngReference Guide

The Reference Guide forms part of the Income Stream PDS.
Download Reference Guide >

SSA1573_100X100_Investment Guide.pngInvestment Guide

The Investment Guide forms part of the Income Stream PDS.
Download Investment Guide >


Your investment options

As an Income Stream investor, you can choose from seven investment options. You can also invest in a combination of these investment options.

Check your Welcome Letter to see which option(s) you are invested in.

Income Stream investment options include:

  • High Growth
  • Socially Responsible
  • Balanced
  • Moderate
  • Stable
  • Capital Defensive
  • Cash



For more information, please see the Income Stream Investment Guide.

Consider seeking financial advice when deciding on the investment options that are right for you. 


Understanding fees and costs

There are various fees and costs that may be charged on your Income Stream account.

 

Administration fees and costs

0.15% of your Income Stream balance (subject to a minimum of $70.20 p.a and a maximum of $375 p.a). This is deducted from your account balance, monthly.

Plus, a 0.0125% p.a. fee is deducted from investment returns before they are allocated to your account to support the Operational Risk Reserve (ORR). The purpose of the ORR is to maintain adequate financial resources to protect investors from operational failure.

Investment fees and costs

Between 0.05 and 0.75% p.a. of your Income Stream balance, depending on your investment option(s). This is deducted from investment returns before they are allocated to your account.

 

Transaction costs

Between 0 and 0.09% p.a. of your Income Stream balance, depending on your investment option(s). This is deducted from the investment returns before they are allocated to your account.

Other fees may apply

Other fees that may be deducted from your account may include activity fees, financial advice fees or Family Law fees, if applicable. These will depend on the nature of the activity or advice chosen by you.

For more information about Income Stream fees and costs, please see the Income Stream PDS and the Income Stream Reference Guide

 

Learn more about your super

Your entitlement, including eligibility for any insured benefit, is and shall always remain that which is determined in accordance with the Southern State Superannuation Act 2009 and Regulations.
The superannuation schemes administered by Super SA are exempt public sector superannuation schemes and are not regulated by the Australian Securities and Investments Commission (ASIC) or the Australian Prudential Regulation Authority (APRA). Super SA is not required to hold an Australian Financial Services Licence to provide general advice about a Super SA product. The information in this publication is of a general nature only and has been prepared without taking into account your objectives, financial situation, or needs. Super SA recommends that before making any decisions about its products you consider the appropriateness of this information in the context of your own objectives, financial situation, and needs, read the Product Disclosure Statement (PDS), and seek financial advice from a licensed financial adviser in relation to your financial position and requirements.