I work in the South Australian public sector and the private sector

22 December 2023
I work in the South Australian public sector and the private sector
I work in the South Australian public sector and the private sector

If you work in roles inside and outside of the South Australian public sector, you can now have all your super under the one roof! See how it can work for you.


Meet Christopher, nurse and Super SA Triple S member

Christopher has been working as an enrolled nurse in the public sector since he completed his studies in 2011. His job at the Royal Adelaide Hospital (RAH) is highly rewarding but he admits it can be emotionally demanding at times.

More recently, he has had the opportunity to also work in the private sector. And now, Christopher works part-time at the RAH and part-time at a private nursing clinic a little closer to home.

Christopher’s superannuation

Christopher chooses to have his super from his job at the RAH with Triple S. It’s the default scheme for South Australian public sector workers and is only available through us, Super SA.

With no upfront tax on his contributions, Christopher has the benefit of more money going into his Triple S account with each employer contribution made.

When he started at the nursing clinic, his new employer gave him a form to complete for his super. He had the choice to go with his employer’s default super fund or nominate a fund of his choice. For Christopher it made sense to have all his super under the one roof, so he nominated Super SA and opened a Super SA Select account to receive his new employer’s super.

How does a second job affect your super

Historically, Super SA members who worked in roles inside and outside of the South Australian public sector, had to have two super providers: one for their SA Government employer contributions and one for their non-SA Government employer contributions.

Nowadays, with our Limited Public Offer, eligible Super SA members like Christopher can get their non-South Australian government employer to pay their super into Super SA Select. Saying goodbye to juggling multiple super providers!

This option allows you to have all your money under the one roof and leave your untaxed dollars in Triple S to grow over time.

Like Triple S, Super SA Select is an accumulation fund but it’s taxed upfront. As a taxed fund it can provide employees with other ways for growing super. To see if it’s right for you, see the Super SA Select Product Disclosure Statement.

Your non-SA Government employer contributions

If, like Christopher, you want to have all your super with Super SA, you can nominate to you have your new non-SA Government employer contributions directed to Super SA Select. To save time, it helps to check that you’re eligible before making your nomination. 

If you already have a Super SA Select account

All you will need to do is complete the Superannuation Standard Choice Form and give it to your non-SA Government employer.

You can request the form from your employer or get it online at the ATO website.

If you don’t have a Super SA Select account

You will need to open one first. You can find the application form towards the back of the Super SA Select PDF.

Then, simply give your completed Superannuation Standard Choice Form to your non-SA Government employer.

Making the right decision for you

Your super may be the biggest investment you ever have, and it shouldn’t be taken lightly.

Before making any decisions, you should consider getting financial advice from a licenced financial planner. We have information available about different forms of financial advice on offer.

We also have a range of tools and information available to help you stay on top of your super. Simply head to Tools and Resources, where you can book live information sessions, try our online calculators and read more about super.

lf you also receive concessional contributions in a taxed fund, any concessional contributions made to Triple S will be counted towards your annual concessional contributions cap in addition to any concessional contributions received by the taxed fund. Tax applies to both concessional contributions and earnings at the time a benefit is paid. The relevant tax rate depends on a member's age at the time the benefit is paid.
The superannuation schemes administered by Super SA are exempt public sector superannuation schemes and are not regulated by the Australian Securities and Investments Commission (ASIC) or the Australian Prudential Regulation Authority (APRA). Super SA is not required to hold an Australian Financial Services Licence to provide general advice about a Super SA product. The information in this publication is of a general nature only and has been prepared without taking into account your objectives, financial situation, or needs. Super SA recommends that before making any decisions about its products you consider the appropriateness of this information in the context of your own objectives, financial situation, and needs, read the Product Disclosure Statement (PDS), and seek financial advice from a licensed financial adviser in relation to your financial position and requirements.